#AMERICA FIRST CREDIT UNION PLUS#

Keeping that percentage of used credit low in relation to your potential will help improve your overall score. This is because your credit utilization ratio-an element that credit reporting agencies use to calculate your score-measures how much debt you have available, compared to what you regularly tap into. While a boost in credit may trigger a hard pull on your credit report, a higher limit could actually help raise your score in the long run. If your payment history is spotty or your credit score is low, you may not be approved in the first place. It’s important to achieve financially stability before you request an increase. When should I apply to raise my credit limit? Plus, with a Visa® from America First, you will enjoy quarterly rebates on every dollar you spend. Increasing your credit line can also be useful in the event of any emergency situations that may arise. Raising your limit gives you more flexibility with your spending.Īnother reason to boost your limit is to cover big expenses, such as a new vehicle or an extended vacation. Increased expenses, after all, are common as people get older, marry & have children. If you’re a responsible cardholder who regularly pays the entire balance every month, yet still find yourself repeatedly maxing out your card, you may have outgrown your credit line. Increasing your limit is a helpful way to gain more spending power, but it must be done responsibly to gain the benefits. But if it’s mishandled, the results can be disastrous. To learn more about this unique card and to apply for your own Silicon Slopes Visa® credit card, click here.A credit card is like a chain saw-if used correctly, it can be a great tool. Here are just a few of the benefits offered by the Silicon Slopes Visa ® Credit Card: The card helps America First and Silicon Slopes combine their efforts, along with the efforts of their customers, to support entrepreneurs in Utah. Tyler shared that America First Credit Union created the Silicon Slopes Visa ® credit card in order to create a unique partnership with Silicon Slopes and to make it easier for people to help build Utah's startup economy. In addition, 100% of the credit card’s $50.00 annual fee will be contributed to the Silicon Slopes Startup Alliance Fund, helping expand business opportunities from Logan all the way to St.

These funds that are contributed to the Silicon Slopes Startup Alliance Fund will be distributed annually and will enable entrepreneurs to pursue their innovative goals.

#AMERICA FIRST CREDIT UNION PLUS#

Cash back for users PLUS helping the startup community? It's definitely a win-win for all. Each of these contributions provide funding to the local tech community. Users will still get 1% cash back on every purchase, but America First will then contribute an additional 0.5% of each purchase to the Silicon Slopes Startup Alliance Fund. Instead of solely giving cash back to its customers for purchases, the credit card also helps customers give back to their community. The Silicon Slopes America First credit card went live on and, according to Tyler Metzel, Manager in Corporate Partnerships Department, it gives customers a unique way to contribute to their community and empowers entrepreneurs in the tech and startup communities. Are you looking for a new way to support Silicon Slopes and the startup community? America First Credit Union recently launched a new credit card to help customers support startup tech companies and their innovations.

America first credit union